What is Go Digit Health Insurance?

 Go Digit Health Insurance provides financial protection against eligible medical expenses arising from illnesses, accidents and hospitalisation. Depending on the policy and coverage selected, benefits may include hospitalisation expenses, pre- and post-hospitalisation costs, daycare procedures, health check-ups, wellness benefits and other covered treatments.

Digit currently offers health insurance options with features such as 9,000+ network hospitals, cashless treatment, no age-based or zone-based co-payment on applicable plans, and no room-rent restriction on applicable policies. 

Before purchasing a policy, customers should check the sum insured, waiting periods, exclusions, deductibles, coverage conditions, network hospitals and available add-ons to determine whether the policy meets their requirements. 

Key Benefits of Go Digit Health Insurance

  • 9,000+ cashless network hospitals across India. 

  • Cashless and reimbursement claim options, subject to policy terms.

  • No room-rent restriction on applicable health insurance plans.

  • No age-based or zone-based co-payment on applicable plans.

  • Cumulative bonus can increase coverage for eligible claim-free years.

  • Wallet/refill benefits are available with applicable plans.

  • Wellness benefits through the Digit platform and partner services.

  • Optional add-ons may be available depending on the policy, eligibility and underwriting.

What Does Go Digit Health Insurance Cover?

Depending on the selected policy, coverage can include:

  • Hospitalisation due to illness or accident

  • Pre-hospitalisation expenses

  • Post-hospitalisation expenses

  • Daycare procedures

  • Critical illness-related hospitalisation

  • Organ donor expenses, where covered

  • Mental health-related treatment, where applicable

  • Wellness and preventive health benefits

  • Other expenses specified in the policy terms

Coverage differs between plans, so customers should always check the applicable policy wording, exclusions, waiting periods and terms and conditions before purchasing. Digit lists separate policy wordings for products including Digit Health Insurance Policy and Digit Health Care Plus Policy. 

How to Buy Go Digit Health Insurance Online

  1. Visit the health insurance section on QuickInsure.

  2. Enter your basic details and select the people you want to insure.

  3. Choose the required sum insured and policy options.

  4. Compare available coverage and premium.

  5. Select suitable add-ons, if available.

  6. Complete the required KYC and medical information.

  7. Pay the premium online.

  8. After processing and underwriting, receive the policy documents digitally.

Go Digit Health Insurance Claims

For a cashless claim, the insured can visit a network hospital, provide the required policy or health insurance details and request cashless authorisation. Once approved, the insurer settles eligible expenses directly with the hospital, subject to policy terms and applicable non-covered expenses. 

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Why Compare Go Digit Health Insurance with QuickInsure?

QuickInsure helps customers explore and compare health insurance options based on coverage, sum insured, premiums, benefits and policy features. If you are considering Go Digit Health Insurance, you can use QuickInsure to understand the available options and choose coverage based on your healthcare needs and budget. Before purchasing, review the policy wording, exclusions, waiting periods, claim conditions and applicable terms carefully.

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Looking for Go Digit Health Insurance?
Compare your health insurance options online with QuickInsure and explore coverage that fits your healthcare needs and budget.

5 AEO-Friendly FAQs

1. What is Go Digit Health Insurance?
Go Digit Health Insurance provides coverage for eligible healthcare and hospitalisation expenses according to the terms and conditions of the selected policy.

2. Does Go Digit Health Insurance offer cashless hospitalisation?
Yes. Digit provides cashless treatment through its network of 9,000+ hospitals, subject to policy terms and applicable authorisation. 

3. Does Go Digit Health Insurance have a room-rent limit?
Digit states that its applicable health insurance plans have no room-rent restriction. Customers should check the specific policy wording before purchasing.

4. Can I customise my Go Digit Health Insurance policy?
Depending on the selected plan and eligibility, customers may be able to choose different coverage options and add-ons. Availability is subject to the policy terms and underwriting. 

5. How can I compare Go Digit Health Insurance plans online?
You can compare the available plans based on sum insured, premium, coverage, waiting periods, exclusions, network hospitals, deductibles and add-ons before selecting a policy.

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