ICICI Lombard Two Wheeler Insurance: Buy Bike Insurance Online and Renew Instantly with Quickinsure
ICICI Lombard Two Wheeler Insurance: Buy Bike Insurance
Online and Renew Instantly with Quickinsure
Owning a bike or scooter offers convenience and flexibility,
but it also comes with risks such as accidents, theft, natural disasters, and
third-party liabilities. This is why having reliable two-wheeler insurance
is essential for every rider. If you are looking to buy bike insurance online, ICICI
Lombard Two Wheeler Insurance is one of the most trusted options available
in India.
Through Quickinsure,
customers can compare two wheeler insurance plans, get instant premium quotes,
purchase a new policy, or complete their bike policy renewal within minutes. ICICI
Lombard is known for its extensive garage network, cashless claim
facilities, multiple add-on covers, and quick claim assistance.
What is ICICI Lombard Two Wheeler Insurance?
ICICI Lombard Two Wheeler Insurance is designed to protect
bike owners against financial losses arising from accidents, theft, natural
calamities, fire, and third-party liabilities. The insurer offers different
policy types to suit various customer requirements, including third-party
insurance, comprehensive insurance, and stand-alone own damage policies.
Whether you own a motorcycle, scooter, or electric
two-wheeler, ICICI Lombard bike insurance provides coverage options that help
safeguard your vehicle and finances.
Why Choose ICICI Lombard Bike Insurance?
Many bike owners prefer
ICICI Lombard motorcycle insurance because of its strong service network
and customer-friendly features.
Key benefits include:
Cashless claim facilities
4,000+ network garages across India
Quick claim settlement process
24x7 customer support
Online policy purchase and renewal
No Claim Bonus (NCB) benefits
Multiple add-on cover options
Digital claim assistance through mobile applications
These features make ICICI Lombard 2 wheeler insurance a
preferred choice for both new and experienced riders.
Types of ICICI Lombard Two Wheeler Insurance Policies
Third-party insurance is mandatory under the Motor Vehicles
Act. This policy covers damages or injuries caused to third parties due to an
accident involving your bike.
Coverage includes:
Third-party injury liability
Property damage liability
Personal accident cover for owner-driver
This is the most basic and legally required form of bike
insurance.
2. Comprehensive Bike Insurance
Comprehensive insurance provides wider protection by
covering both third-party liabilities and damages to your own vehicle.
Coverage includes:
Road accidents
Theft
Fire damage
Natural disasters
Riots and strikes
Transit-related damage
Personal accident cover
Comprehensive plans are recommended for riders seeking
maximum protection.
3. Stand-Alone Own Damage Insurance
A stand-alone own damage policy covers damages to your bike
while third-party insurance is purchased separately.
This policy covers:
Accident-related damages
Theft
Floods
Cyclones
Earthquakes
Fire-related losses
Add-On Covers Available with ICICI Lombard Bike Insurance
To enhance protection, customers can choose additional
covers while purchasing or renewing their policy.
Popular add-ons include:
Zero Depreciation Cover
This add-on ensures depreciation deductions are not applied
during claim settlements, helping policyholders receive higher claim amounts.
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NCB Protection Cover
Protects your No Claim Bonus even if you file a claim during
the policy period.
Return to Invoice Cover
In case of total loss or theft, the insurer compensates
based on the invoice value of the bike instead of the depreciated value.
Why Compare Two Wheeler Insurance Before Buying?
Before purchasing any policy, it is important to compare two
wheeler insurance plans. Comparing policies helps riders evaluate:
Premium costs
Coverage benefits
Claim assistance
Garage network
Add-on availability
Customer support services
Quickinsure allows customers to compare two wheeler
insurance plans from multiple insurers and choose the policy that best matches
their requirements.
How to Buy Bike Insurance Online Through Quickinsure
The process is simple and completely digital.
Step 1
Visit Quickinsure's bike insurance section.
Step 2
Enter your vehicle registration number.
Step 3
View and compare available insurance plans.
Step 4
Select ICICI Lombard bike insurance.
Step 5
Choose desired add-ons and coverage options.
Step 6
Complete the online payment.
Step 7
Receive your policy instantly via email.
This makes it convenient to buy bike insurance online
without visiting any branch office.
ICICI Lombard Bike Policy Renewal Process
Timely bike policy renewal is important to maintain
uninterrupted insurance coverage and retain benefits like No Claim Bonus.
To renew your policy:
Visit Quickinsure
Enter your bike registration number
Compare available renewal quotes
Select the preferred plan
Complete payment online
Receive the renewed policy instantly
Failing to renew on time may result in loss of accumulated
NCB benefits and interruption in coverage.
Major Exclusions Under ICICI Lombard Two Wheeler Insurance
While the policy offers extensive protection, certain
situations are not covered.
Common exclusions include:
Normal wear and tear
Mechanical breakdowns
Electrical failures
Consequential losses
Driving under the influence of alcohol
War and nuclear risks
Illegal usage of the vehicle
Reading policy terms carefully helps avoid claim-related
misunderstandings.
Why Choose Quickinsure?
Quickinsure helps customers make informed insurance
decisions by offering:
Instant premium comparisons
Online policy purchase
Quick bike policy renewal
Expert support
Claim assistance guidance
Access to leading insurers
Whether you want to buy bike insurance online or renew an
existing policy, Quickinsure simplifies the entire process.
Conclusion
ICICI Lombard Two Wheeler Insurance provides comprehensive
protection against accidents, theft, natural disasters, and third-party
liabilities. With multiple policy options, valuable add-ons, and an extensive
cashless garage network, it remains one of the leading bike insurance providers
in India. By using Quickinsure, customers can compare two wheeler insurance
plans, find competitive premiums, and complete their bike policy renewal
quickly and conveniently.
FAQs
1. What is ICICI Lombard bike insurance?
ICICI
Lombard bike insurance is a two-wheeler insurance policy that protects
riders against accidents, theft, natural disasters, and third-party
liabilities.
2. Can I buy bike insurance online through Quickinsure?
Yes. Quickinsure allows customers to buy bike insurance
online, compare plans, and receive policy documents instantly.
3. How can I complete my bike policy renewal?
You can renew your ICICI
Lombard two wheeler insurance online through Quickinsure by entering your
vehicle details and paying the renewal premium.
4. What is covered under ICICI Lombard motorcycle
insurance?
Coverage includes accidents, theft, fire, natural
calamities, transit damage, and third-party liabilities depending on the policy
type selected.
5. What is a No Claim Bonus (NCB)?
NCB is a reward given for claim-free years and can
significantly reduce renewal premiums.
6. Does ICICI Lombard offer Zero Depreciation Cover?
Yes. Zero Depreciation is available as an add-on cover and
helps maximize claim settlements.
7. Why should I compare two wheeler insurance plans?
Comparing plans helps you evaluate premiums, coverage, claim
support, and add-ons before making a purchase decision.
8. Is ICICI Lombard 2 wheeler insurance suitable for
scooters?
Yes. ICICI Lombard provides insurance coverage for
motorcycles, scooters, and electric two-wheelers.
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