ICICI Lombard Health Insurance: Comprehensive Coverage for Your Peace of Mind

ICICI Lombard Health Insurance offers a diverse range of innovative and reliable plans designed to prioritize your and your family's health. With extensive coverage that addresses the ever-increasing healthcare costs nationwide, these plans encompass pre-hospitalization, hospitalization, post-hospitalization expenses, and more, including outpatient visits, tests, and medications.



# Key Benefits of ICICI Lombard Health Insurance

- Expansive Coverage: Comprehensive protection covering a wide array of medical expenses.

- Value-Added Services: Free additional services to enhance your health care experience.

- Optional Add-Ons: Customize your policy with optional coverages.

- Quick Cashless Approvals: Receive cashless approvals within 4 hours.

- Smart Technology: Manage your policy easily through a mobile app.

- High Claim Settlement Ratio: A reliable claim settlement ratio of 76.89%.

- Lifetime Renewability: Renew your policy for a lifetime.

- Tax Benefits: Avail tax benefits under prevailing laws.

ICICI Lombard serves millions across India through a robust network of over 5,000 cashless hospitals and 24/7 claim assistance services.

 Features & Advantages

- Tailored Plans: Multiple plans to suit your unique healthcare needs.

- Enhanced Protection: Optional add-ons and features.

- Emergency Support: Financial assistance during medical emergencies.

- Accidental Coverage: Coverage for accidental death and permanent total disablement.

- Preventive Healthcare: Benefits for preventive healthcare and maternity.

- Top-Ups Available: Increase your sum-insured with top-up options.

- Efficient Claims: Quick and easy in-house claim settlement.

- Seamless Policy Management: Hassle-free purchase and renewal with minimal documentation.

- Wellness Incentives: Earn wellness points for healthy decisions.

- Dedicated Customer Service: Round-the-clock support.

ICICI LombardHealth Insurance Plans

# 1. Complete Health Insurance Policy

- Family Coverage: Covers your entire family including spouse, children, and dependent parents.

- Comprehensive Plan: Manages expenses for planned and emergency hospitalizations.

- Pre and Post Hospitalization: Covers expenses 60 days before and 90 days after hospitalization.

- Extensive Coverage: Includes room charges, doctor’s fees, and medicine bills.

- Daycare Procedures: Covers advanced surgeries and procedures requiring less than 24 hours of hospitalization.

- Pre-Existing Conditions: Coverage for pre-existing diseases after 2-4 years of continuous coverage.

- Additional Benefits: Optional covers like Hospital Daily Cash, Maternity Benefit, and Critical Illness Cover.

- No Medical Tests: For individuals below 46 years and sum insured up to ₹10 lakh.

# 2. Health Booster Policy

- In-Patient Coverage: Covers hospitalization expenses for a minimum of 24 consecutive hours.

- Pre and Post Hospitalization: Expenses covered 60 days before and 90 days after hospitalization.

- Wide Relationships Covered: Includes spouse, children, parents, in-laws, and more.

- Floater Option: Covers up to two adults and three children under a single policy.

- Flexible Sum Insured: Options from ₹5 lakh to ₹50 lakh.

- Immediate Coverage: For pre-existing diseases after 2 years of continuous coverage.

- Home Treatment: Coverage for treatment at home.

- Daycare Treatments: Covers 150 medical expenses for daycare treatments.

- Organ Donor Expenses: Covers donor expenses for organ transplant surgeries.

- Optional Covers: Includes Personal Accident Cover and Critical Illness Cover.

- No Medical Tests: For individuals below 46 years and sum insured up to ₹10 lakh.

# 3. Personal Protect Policy

- Worldwide Coverage: Protection against accidental death or permanent total disablement.

- Financial Support: Compensation for expenses incurred due to accidents.

- Sum Insured Options: Annual coverage from ₹3 lakh to ₹25 lakh.

- Comprehensive Coverage: Full sum insured for major injuries and losses.

- Optional Hospitalization Cover: Additional cover for hospitalization due to injury.

- No Health Check-Ups: Purchase without health check-ups.

 General Exclusions

- Initial Waiting Period: Illnesses contracted within 30 days of policy start date (excluding accidents).

- First Two Years: Specific treatments and conditions like cataract, hernia, joint replacements, and more.

- Pre-Existing Conditions: Conditions existing before the policy start date.

- Intentional Injuries: Self-injury, suicide attempts, and substance abuse-related injuries.

- Pregnancy and Childbirth: Expenses related to childbirth and pregnancy.

- Criminal Acts: Injuries resulting from criminal activities.

- War and Nuclear Risks: Damages due to war or nuclear activities.

 ICICI Lombard Health Insurance Premium

Premiums are determined by factors such as age, medical history, lifestyle habits, sum insured, and the type of cover chosen. Compare policies and Health Insurance plan at Quickinsure for a streamlined purchasing process.

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Explore ICICI Lombard Health Insurance for comprehensive, reliable, and innovative health coverage that ensures your peace of mind and financial security in times of need.


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