Know common information about car insurance

 Car insurance in India is crucial for several reasons.

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  1. Mandatory Protection: It's required by law to have at least third-party car insurance, which covers injuries and property damage to others in an accident you cause.
  1. Financial Security: It safeguards you from high costs if you're responsible for an accident. Repairs to your car and medical bills for others can be very expensive.
  1. Peace of Mind: Knowing you're covered allows you to focus on driving safely instead of worrying about financial burdens from potential accidents.



What is the rule of IRDAI.

The Insurance Regulatory and Development Authority (IRDAI) sets various rules for car insurance in India to ensure fairness and transparency for both policyholders and insurers.

IRDAI mandates that all vehicles in India have at least third-party car insurance. This covers injuries and property damage caused to others in an accident you are responsible for.

Policy Period:

Standard car insurance policies are valid for one year and need renewal before the expiry date to maintain continuous coverage.

Long-Term Third-Party Policies:

 You can now purchase long-term third-party car insurance for a minimum of three years to potentially benefit from lower premiums.

Renewals and NCB:

Renew your policy on time to avoid a lapse and potential loss of No Claim Bonus (NCB) which offers discounts for claim-free years.

Sum Insured:

The Insured Declared Value (IDV) reflects the insured amount for your car and should represent its current market value.

What are the common documents are required for car insurance in India.

Proof of Identity (Aadhaar card, PAN card, Passport, etc.)
• Address Proof (Driver's License, Passport, Utility Bill, etc.)
• Registration Certificate (RC) of your car
• Driving License
• Previous Insurance Policy (For Renewals only)
(Optional) Pollution Under Control (PUC) Certificate
(Optional) Recent Photograph

Know about Bharti AXA Car Insurance.


Comprehensive plans that cover financial harm caused by theft or damage to your vehicle and third parties are provided by Bharti AXA Car insuranceBharti AXA Car insurance. It ensures better protection by providing extra protection through useful add-ons at an affordable price.

  • More than 3.5 million policies have been issued.
  • Several perks and add-on covers for comprehensive protection.
  • attractive premium discounts.
  • quickly coverage without any documentation.
  • simplified procedures for renewal, claims, and purchases.

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