Buy or Renew Four Wheeler Insurance at Quickinsure

 

Buy or Renew Four Wheeler Insurance at QuickInsure





What are the common documents while buying car Insurance

Vehicle-related documents:

  • Registration Certificate (RC): This is the most essential document that proves ownership of the vehicle.
  • Vehicle Identification Number (VIN): This unique number identifies the vehicle.
  • Purchase Invoice: This document verifies the purchase of the vehicle.

Personal documents:

  • Identity Proof: This could be your Aadhaar card, driving license, passport, or voter ID card.
  • Address Proof: This could be your Aadhaar card, driving license, passport, voter ID card, or utility bills.

Insurance-related documents (if applicable):

  • No Claim Bonus (NCB) Certificate: If you have a previous insurance policy with a no-claim bonus, you can transfer this to your new policy, resulting in a discount on your premium.

Additional documents (may vary depending on the insurer):

  • Photographs of the vehicle: Some insurers may require photographs of the vehicle from different angles.
  • Pollution Under Control (PUC) Certificate: This certificate is required to prove that the vehicle's emissions are within the permissible limits.

It's important to note that the specific documents required may vary slightly depending on the insurer and the type of insurance policy you choose. It's always advisable to check with your insurer for the exact requirements before applying for insurance.

The exact prices for third-party, standalone, and comprehensive insurance for four-wheelers in India can vary significantly depending on several factors, including:

Vehicle-related factors:

  • Vehicle type: Cars, SUVs, and commercial vehicles will have different premium rates.
  • Vehicle age: Older vehicles generally have lower premiums compared to newer ones.
  • Vehicle engine capacity: Vehicles with larger engines typically have higher premiums.
  • Vehicle location: The location where the vehicle is registered can influence the premium due to factors like theft rates, accident rates, and natural disaster risks.

Insurance-related factors:

  • Insurance company: Different insurance companies offer varying premium rates based on their underwriting policies and risk assessment.
  • Add-ons: Optional add-ons like zero-depreciation cover, engine protection, and roadside assistance can increase the premium.
  • No Claim Bonus (NCB): Policyholders with a continuous no-claim bonus history are eligible for discounts on their premiums.

Personal factors:

  • Age and driving experience: Younger drivers with less experience may face higher premiums.
  • Occupation: Certain occupations may influence the premium based on the risk associated with the job.
  • Driving history: A history of accidents or traffic violations can lead to higher premiums.

Market factors:

  • Fuel prices: Fluctuations in fuel prices can impact insurance premiums.
  • Inflation: Inflation can affect the cost of repairs and replacement parts, influencing premium rates.

Government regulations:

  • IRDAI mandates: The Insurance Regulatory and Development Authority of India (IRDAI) sets guidelines and regulations that can impact insurance premiums.

To get a precise estimate of the premium for your specific vehicle and requirements, it is recommended to compare quotes from multiple insurance companies. You can use online insurance aggregators or consult with an insurance agent to get personalized recommendations.

Contact Details 

Address : 5th Floor, Galore Tech IT Park, BavdhanPune,Maharashtra,India 411021

Website :  https://quickinsure.co.in/car-insurance

#Insurancetips #Insuranceplan #RenewInsurance #OnlineInsurance #Carinsurance #Fourwheelerinsurance #Quickinsure


Location: India

Comments

Post a Comment

Most Visited Site

What does Car Insurance Cover - Quickinsure

Image
Car insurance is a contract between a policyholder and an insurance company that provides financial protection for the policyholder in the event of damage to their car or liability for damage caused to someone else's property or vehicle. The policyholder pays a premium, and in exchange, the insurance company agrees to pay for certain specified losses or damages incurred by the policyholder. Car insurance is mandatory in most countries, including India, and it is a legal requirement to have a minimum level of insurance coverage for your vehicle. The coverage offered by car insurance policies typically includes third-party liability, own damage, and personal accident cover, among others. The specific coverage and benefits offered can vary depending on the policy, so it's important to carefully review the terms and conditions of your policy to understand what is and what is not covered.  WHAT IS COVERED IN CAR INSURANCE POLICY A car insurance policy typically covers the following:...
Read more

Simplify Your Bike Insurance Renewal with Long-Term Coverage

Image
It's time to face the reality: you've either narrowly missed or completely forgotten to renew your bike insurance before it expired. Quickinsure understands that keeping track of renewal dates can be challenging for many customers due to their busy schedules. To eliminate the hassle of your bike insurance renewal every year, top insurers available on Quickinsure now offer a Long-Term Two-Wheeler Insurance plan for a period of three years. With a one-time payment, you can now enjoy three years of seamless protection with this plan. What is Long-Term Bike Insurance ? As the name suggests, it provides insurance coverage for an extended period, protecting your vehicle against loss or damage. It offers more benefits than a typical two-wheeler insurance policy. By opting for a long-term plan, you can avoid the yearly renewal process and enjoy uninterrupted protection for up to three years. Features of Long-Term Two-Wheeler Insurance: No need for yearly renewals. Choose between a 2-y...
Read more

Become a Successful POSP Insurance Agent with Professional Support from Quickinsure

Image
  Becoming a POSP insurance agent is an excellent way to start a flexible and rewarding career in insurance sales. With Quickinsure’s comprehensive training and tech-driven platform, agents can start selling multiple insurance products across India with ease. What is a POSP Insurance Agent? A POSP insurance agent is certified by IRDAI to sell insurance policies such as health, motor, and travel insurance. This model is ideal for individuals who want to work independently or part-time and earn commissions on every policy sold. How to Become a POSP Insurance Agent You can become a POSP agent in a few simple steps: Eligibility : Minimum 10th pass and age 18+ Training : Complete a short IRDAI-mandated training session Exam : Pass the online assessment Onboarding : Get certified and start selling policies Benefits of Being a POSP Agent with Quickinsure Quickinsure offers a digital-first experience for all POSP agents. Here’s what sets them apart: Zero investment ...
Read more