Reliance Health Insurance - Check Plans, Benefits & Reviews
Overview of Reliance Health Insurance
Reliance
Health Insurance Plans provides you all-round protection in today's
world full of health-related uncertainties. Health Insurance plans from
Reliance General Insurance protects you and your family by providing financial
support if a health crisis comes knocking at your doorstep.
Reliance General Insurance offers
Individual, Family Floater, Critical Illness, Personal
Accident Insurance Plans. You can also buy Reliance Health Insurance
Plan in 4 easy installments. Reliance has a countrywide presence with 139
offices and with more than 4,000+ intermediaries across India.
Buy Health Insurance Plans as Per Your Need
1] Health Gain Policy
·
Individual plan: In case of an illness, the
total sum insured covers only one individual.
·
Covers pre and post-hospitalisation expenses (up
to 60 days).
·
OPD charges, consultations and tests.
2] HealthGain Policy (Health Insurance on EMI)
·
Get the protection of "Reliance HealthGain
Policy" in four easy instalments.
·
Sum insured options- 3, 6 and 9 lakh rupees.
·
Covers pre and post-hospitalisation expenses (up
to 60 days).
3] Personal Accident Insurance
·
Get 100 % of the sum insured in case of
accidental death of the insured, permanent total disablement, loss of two
limbs/two eyes or one limb and one eye.
·
50 % payment of the sum insured-loss of one limb
or one eye.
·
A specific percentage of the sum insured is paid
in case of permanent partial disability.
4] HealthWise Insurance Policy
·
Available with three options: Gold, Silver and
Standard plans.
·
Covers pre-hospitalisation medical expenses (30
to 60 days) and post-hospitalisation expenses (60 to 90 days) [ depending on
your plan].
·
Includes doctor fees, nursing expenses, OT
charges and medicines.
Features of Reliance Health Insurance
The features of Reliance
Health Insurance are mentioned below:
No. of members -
The health insurance plan covers maximum 4 members of your family that may
include up to 2 children and 2 adults.
No Sub-Limits on Room Rent -
As sub-limits on room rent practically eat into your sum insured, Reliance
Health Insurance scores brownie points for their plans without any sub-limits
on the room rent.
Pre & Post hospitalization cover
- The plan covers medical expenses for 30 days prior to
hospitalization and 60 days post hospitalization only for related medical
expenses.
Health Check-ups –
On successful completion of 4 claim-free years, the health check-up expenses
are reimbursed.
Pre-existing diseases -
Pre-existing
diseases are covered after 4 years of waiting period.
Benefits of Reliance Health Insurance
The benefits of buying Reliance
Health Insurance are mentioned below:
Discounts: Reliance
Health Insurance provides a discount of 5% for a girl child or for single
women. Offers a premium discount of 5% for Reliance Private Car Package Policy
customers
Coverage: Offers
coverage to immediate and extended family members under an individual mediclaim
insurance policy
Cashless facility:
Offers cashless facility with a network that ranges more than 4000 hospitals
Flexibility: Offers
flexibility to make the premium payments via UPI, Paytm, Netbanking,
Debit/Credit card etc. as per your convenience
Re-instatement:
Offers re-instatement of sum insured if get exhausted from your basic sum
insured of your health insurance
Mediclaim settlement:
Offers quick and hassle-free claim settlement services
Tax benefits:
Section 80C and 10(10D) under the Income Tax Act, provides tax benefits for
premiums paid regularly.
Incurred Claim Settlement Ratio:
The incurred claim settlement ratio of Reliance Health Insurance for F.Y. 2018
- 19 is 94%.
Reliance Health Insurance Review
Reliance General Insurance is one
of the leading healthcare
insurance companies in India. It provides individual health insurance,
and family floater plans to safeguard you against the risk of a sudden
hospitalisation and related expenses.
You can also opt for personal
accident insurance that takes care of your family in case of your accidental
death or disablement.
Reliance is often the first name
that comes to mind when we think of pan India setup, reasonable prices and
viable premiums.
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