Engine Protector Cover: A Must-Have for Your Car Insurance

 

When it comes to safeguarding our vehicles, car insurance is a necessity that offers peace of mind and financial protection. However, many car owners overlook a crucial add-on that can prove to be a lifesaver in times of unfortunate events – the Engine Protector Cover. This often-underestimated addition to your car insurance policy can provide numerous benefits that could save you from hefty repair bills and help preserve the heart of your vehicle – its engine. In this article, we'll shed light on the various advantages of having an Engine Protector Cover in car insurance policy.

Engine and Gearbox Protection Add-on – What Is Covered

The add-on provides protection against damage caused to the engine and gearbox. If you added this cover to your motor insurance policy, you are eligible to get the cost of repairing and replacing all engine and gearbox child parts; replenishing consumables such as lubricating oil, coolant, and nuts and bolts during repair; labour required for carrying out repairs and replacement of damaged components.

·        These components are covered if the engine or gearbox is damaged due to:

·        Water ingression

·        Lubricating oil leakage

·        Gearbox damage

·        Undercarriage damage (when an external impact results in lubricant leakage and damages the engine and/or gearbox and/or transmission of your car)

Engine and Gearbox Protection Add-on – What's Not Covered?

·        Consequential damages other than that caused to the engine/gearbox

·        Damages suffered by the engine/gearbox because of wear and tear and not due to an accident/calamity

·        Damages covered by manufacturer's warranty

·        Water ingression related claim where in inundation cannot be proved

In short, engine protector in car insurance is the same as the critical illness cover for individuals.

Benefits of Engine & Gearbox Protection Add-on Cover

Engine protection add-on is by far the most crucial among the various covers provided by insurance companies. The benefits of including this cover are:

·        It protects the most expensive part of your car

·        You receive financial assistance in the event of engine or gearbox damages

·        Highly recommended that you include this add-on to your car’s insurance policy if you live in a flood-prone area

·        It will be of great help to you especially if you have a new car

·        It ensures the longevity of your vehicle as the add-on covers engine repairs

While purchasing car insurance, opting for an Engine Protector Cover is a smart decision that offers an array of benefits. It provides protection against engine failures, water damage, hydrostatic locks, and damages resulting from accidents, ensuring that you're shielded from the financial burden of unexpected repairs. Always read your policy document carefully to understand the extent of coverage provided by the Engine Protector Cover and choose a plan that suits your needs best. By investing in this add-on, you not only protect your vehicle's engine but also secure your peace of mind as a responsible car owner.